Proof of Income Support for Self‑Employed Mortgage Applicants
If you’re applying for a mortgage and your lender has asked for an accountant’s certificate or proof of income, we’re here to help.
PBT Accountancy provides swift, accurate income verification so your mortgage application can move forward without delays.
Many lenders require two or more years of professionally prepared accounts — which means your records need to be clear, organised and up to date. We’ll make sure everything is in order and presented exactly the way lenders expect.
What Lenders Usually Ask For
Most mortgage lenders require one or more of the following:
An Accountant’s Certificate completed by a qualified accountant
Self Assessment forms (SA302s)
Tax Year Overviews (TYOs)
Two+ years of accounts showing stable or growing income
We can prepare and provide all of these for you quickly and professionally.
How We Help
Prepare and sign your Accountant’s Certificate
Produce up‑to‑date accounts (if needed)
Provide SA302s and TYOs
Liaise with your lender or broker if required
Give clear explanations of your income structure (salary + dividends)
Provide documentation lenders can rely on
Our goal is to make the process smooth and stress-free so your application isn’t held up.
Need your Accountant’s Certificate completed quickly?
We’ll prepare everything accurately and help your mortgage application move forward without delays.