Money shouldn’t feel stressful — but for many business owners, it does.
If you’re constantly juggling bills, worrying about tax, or wondering where your profit has disappeared to, it’s not your fault. You just need a better way to manage your money.
We use a simple cashflow method that gives you:
clarity about where your money should go
control over your spending and profitability
predictable income you can rely on
no more tax shocks
and a business that finally pays you properly
If you want less money worry and more financial confidence, this approach can genuinely transform your business — and your life.
📺Watch Mike Michalowicz introduce Vicki Summersby and the team at PBT As certified Profit First Professionals, we guide you through the whole journey in a simple, friendly and supportive way, making the system easy to implement and even easier to maintain.
How We Implement this method at PBT
1️⃣ Profit Assessment
We look at your numbers and create a clear picture of where your business currently stands.
2️⃣ Account Setup
We help you set up the right bank accounts for:
Profit
Tax
Owner’s Pay
Operating Expenses
(Plus any extra buckets your business needs)
3️⃣ Allocation Plan
We build a personalised allocation plan based on your real numbers — not guesswork.
4️⃣ Your First Allocation Day
We walk you through your first ever allocation so it feels simple and achievable.
5️⃣ Monthly or Quarterly Check‑ins
We adjust your percentages gradually and support you as your business grows.
6️⃣ Ongoing Accountability
You get continued guidance so Profit First becomes a healthy habit, not a one‑off exercise.
Across the world, business owners are discovering a different way to manage money — one that feels calmer, clearer and so much more human. Profit First has become the system people turn to when they're tired of stress, confusion and never knowing what their bank balance will look like tomorrow.
It works because it meets you where you are.
It doesn’t drown you in jargon or spreadsheets — it gives you a simple, reliable structure that helps you create profit, pay yourself, cover tax and finally breathe.
For many business owners, Profit First is the moment everything clicks into place.
And working alongside Vicki as your dedicated and Certified Profit First Professional means you don’t have to figure it out alone — you have guidance, support and accountability as you build a system that truly supports your life and business.